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Needs-Based Disability Program

SSI Case Assistance

Supplemental Security Income (SSI) provides monthly benefits to disabled individuals with limited income and resources — regardless of work history. Our advocates help you navigate the financial documentation requirements and build a complete, accurate application.

What Is SSI?

Supplemental Security Income (SSI) is a federal program administered by the Social Security Administration that provides monthly cash benefits to disabled, blind, or elderly individuals who have limited income and resources. Unlike SSDI, SSI does not require a work history — it is based entirely on financial need and disability status.

SSI recipients in most states are also automatically eligible for Medicaid health coverage. The application process requires detailed financial documentation in addition to medical evidence, which makes it particularly complex to navigate without guidance.

How We Help You Apply

01

Assess Your Financial Eligibility

SSI has strict income and resource limits. We help you understand what counts as income and resources under SSA rules and whether you meet the financial requirements.

02

Document Your Disability

Like SSDI, SSI requires medical evidence of a qualifying disability. We help you gather and organize your medical records, treatment history, and physician statements.

03

Complete the Application

The SSI application covers your finances, living situation, medical conditions, and daily activities. We review every section to ensure accuracy and completeness.

04

Prepare for SSA Follow-Up

SSA may schedule a consultative exam or request additional financial documentation. We help you understand and respond to these requests appropriately.

05

Track Your Application

We explain what to expect during the review process and help you understand any notices or requests you receive from the SSA.

SSI Resource Limits

SSI has strict limits on "countable resources" — assets the SSA considers available to you. However, many common assets are excluded from this calculation.

$2,000

Individual Resource Limit

Countable resources only

$3,000

Couple Resource Limit

If both spouses apply

Varies

Monthly Income Limit

Based on income type and living situation

Resources That Are Generally Excluded:

Your primary home (if you live there)
One vehicle used for transportation
Household goods and personal effects
Life insurance with face value under $1,500
Burial funds up to $1,500
Property essential for self-support

SSI vs. SSDI — Which Program Applies to You?

SSI

  • No work history required
  • Based on financial need
  • Income and resource limits apply
  • Medicaid in most states
  • Available to children with disabilities

SSDI

  • Requires work history
  • Based on work credits
  • No income/resource limits
  • Medicare after 24 months
  • Based on your earnings record

Who Can Apply for SSI?

Adults with a qualifying disability
Children with a qualifying disability
Adults age 65 or older
Blind individuals of any age
U.S. citizens and certain non-citizens

Non-Attorney Service: We do not provide legal advice or legal representation. We are accredited non-attorney representatives.

Not Sure Which Program?

We'll help you determine whether SSDI, SSI, or both apply to your situation — at no cost.

Free Case Review